Don’t Let the Thought of Endless Debt Hold You Back from Going to College
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Many people nowadays don’t attend college for one reason: they don’t want thousands of dollars of debt upon graduation. While college debt is still considered “good debt” because of the opportunities that await after walking across the stage and getting a diploma, many people are still hesitant at going back to college for fear of a lifetime of debt. While in some cases accruing debt during college is unavoidable, there are also many ways to get through college and graduate without owing a cent to the school or the government. If the only thing holding you back from going to college and getting that networking degree is the fear of being in debt when you graduate, check out these ways that you can get through college without accruing massive amounts of debt that may take you years to pay off.
Work, Work, Work
One of the reasons that many people accrue lots of debt during college is because they fail to have a job. Many people simply accept thousands of dollars of student loans and live off them throughout the time they spend in college. This is fine if you are prepared to pay all that money back plus interest when you graduate, but for many it’s not a great option. Having a job (or even multiple jobs) while you’re in college will be tough at first, but once you get into the rhythm of things it will be a piece of cake. Work one job during the school year and pick up an extra job during the summer, and save as much money as you can for when school starts. If you make sacrifices during college, it will pay off in more ways than one; you won’t have piles of debt when you graduate and you’ll have a strong work ethic once you do graduate.
Apply for every single scholarship you can. Applying for scholarships can be tiring and time consuming, especially since many scholarships require personal statements and essays. But the more scholarships you apply for, the more you’ll get; it’s essentially the law of averages. Meet with a counselor to see what scholarships are specific to your major or demographic, as there will likely be some. Your counselor can help you determine the best way to apply for scholarships, and help you make your application stand out. Spend the entire summer before fall term applying for scholarships, and shoot to apply for one each day. You’ll receive lots of denials, but the more you apply for, the better chance you have at getting a scholarship.
What It Is You Want to Study
Often times, going to college can be much more expensive for people who aren’t sure of what it is that they want to major in. That’s because if you set on a major and start taking classes in it, those classes will essentially be useless towards earning your degree when you switch majors. Many people switch majors once in college, so spend your first few years taking your general education requirements so you can be certain of your major once you become an upperclassman. You’ll be throwing dollars away every time you switch your major as an upperclassman, so be certain that what you’re studying is what you want to major in.