Cash advances are one of the most convenient and easiest ways to get the money you need fast. A payday loan can be really helpful when you find yourself in an emergency situation with no money to pay for it. It’s a quick and easy way to get yourself out of a jam. A cash advance is commonly anywhere from $100 dollars to $1000 and are very simple to receive. Some of the basic requirements to get a cash advance (also commonly known as a pay day loan) are: having a job with a monthly income of $1,000, having an email address and a checking account. One of the reason’s it is so convenient and easy is because they don’t perform a credit check. This was one of the reason’s I personally chose to do this, I didn’t want to get a hit on my credit from credit checks.
I did a lot of searching on the internet about payday loans at sunrisefinance.com, reading reviews of other peoples success stories is what really helped me determine whether these alternative cash options were appropriate. Cash advances to come with a fee, so if you can borrow from a family member or a friend first do so, but if you need cash fast and no one or don’t want to ask out of embarrassment then this is a good option for you.
Last month I needed a cash advance desperately to cover an overdraft fee in my bank account. The only reason this happened was because the company that was financing my car accidentally took out two payments and there was only enough in there to cover one payment. Not only that, but had continued to try to take out the payment when there was nothing left in the account. I was not only charged with an over-drafting fee of $40 but a $75 dollar NSF fee 3 times from my bank as well. Which now put me in the hole $265!!! This is so frustrating when it happens, especially because I had made sure that the money was in the account and they somehow managed to screw things up anyway. I called my financing company and they of course blamed it on the bank, they claimed that the money was not in the account the first time and that is why they continued to try to withdraw the money, they basically said that I would have to take it up with the bank themselves. When I called the bank I found out that because I had deposited the cash through the ATM, the bank put a hold on my money to verify the amount. Apparently with my bank, you can only deposit $200 at a time through ATM!!! UGH! You think this information would be stated clearly somewhere but NO, and the worse thing is that they didn’t even help me out! I now had to try to come up with this money.
This is when I turned online to get my cash advance. I am so happy that there are companies like this that make it so easy for people to get money in a quick way. I am still so upset about what happened with my bank. I decided to close my account and go to another bank after that big mess.